Offer ends February 28, 2023. High-earning Westerners often choose to rent a private apartment, condominium or bungalow. If you use an Android device and you are 'physically' in either Israel, Philippines, Brunei or Uruguay you will also not be able to download the app from Google Play. Make payments and transfers from and to your HSBC Expat accounts. However, the HSBC Expat Mobile Banking app is currently not available from the Israel, Philippines, Brunei and Uruguay Apple App Store. HSBC Online Banking HSBC InvestDirect Expat Explorer HSBC Partnership Special Offers. The bank primarily focuses on urban areas and has branches in most areas of the capital city of Dhaka, it also has branches in the city of Chittagong. View our interest rates for our range of current and savings accounts in up to 19 currencies. This rebate will appear as a credit against the annual fee within two statement periods of account opening. Make more informed foreign currency transactions with exclusive rates via the Expat FX app. In today's fast-moving world, understanding your finances is key to achieving success. Cameron Senior, Interim Head of HSBC Expat. Employment income - In general, all compensation provided by an employer is considered employment income and is included in the employees overall taxable income. Discounted rates are valid for: (1) purchase of eligible non-Canadian dollar (CAD) banknotes when debited from eligible CAD accounts; and (2) buyback of non-CAD banknotes when converted to CAD. HSBC Expat is part of the HSBC Group, one of the world's largest banking and financial services organisations. Access up to 19 currencies and make transfers in seconds using only one account. By continuing on this website you consent to the use of these cookies. When you're linked to HSBC Expat you can currently: set up new payees and access your statements; see details about our products and services; transfer funds between your HSBC Expat accounts or make international transfers to payees in over 150 countries and in a choice of over 21 currencies Read our 10-step guide to moving abroad to make sure you've got everything covered. Steps to build a better financial future abroad. HSBC accepts no responsibility for the accuracy of this information. Copyright HSBC Bank Canada 2022. Listening to what you have to say about services matters to us. Persons accessing these pages are required to inform themselves about any relevant restrictions and observe them. 14Terms and conditions apply. Offer ends November 30, 2022. 4 out of 5 expats say they will continue living in their host country for the next year at least. Consider registering for mobile banking instead and get instant access to your accounts using both our Mobile Banking app and hsbc.ca. For the most secure customer experience, always log on with your HSBC Security Device when banking online with HSBC. Chrome version 79, 78 and 77; Firefox - 72, 71 and 70; and Internet Explorer - 11, 10 and 9). Under our Security Guarantee, we will fully reimburse you for unauthorized transactions conducted in your personal accounts through HSBC Online Banking or HSBC Canada Mobile Banking if you have met your security responsibilities. b) Let us know if your email or mobile number has changed. Open an overseas account Expat offshore (Jersey) Expat offshore (Jersey) This link will open in a new window. Make the most of currency market fluctuations. Bus stops display route information, and most are named after the building or landmark theyre closest to. In a city filled with small apartments, big old colonial houses with high ceilings, verandas and gardens are highly sought after by expats. 13This offer is issued by HSBC Investment Funds (Canada) Inc. (HIFC). Read our considerations for managing your money overseas. It's easy to share your ideas, stay informed and join the conversation. Under our Security Guarantee, we will fully reimburse you for unauthorized transactions conducted in your personal accounts through HSBC Online Banking or HSBC Canada Mobile Banking if you have met your security responsibilities. Stay hydrated and use sunscreen. ** Terms and conditions apply. Get Online Banking and manage your money from anywhere, anytime. ; Global Money Account 3 lets you spend and manage multiple currencies in one account on your mobile device. HSBC Group | HSBC Bank plc 2017-2022. Listening to what you have to say about services matters to us. Offer value is composed of multiple products, valid from May 16, 2022 to December 31, 2022. Additional Bonus: If youre not a resident of Quebec, you can receive an additional 12.5% cash back on all eligible Net Purchases up to $1,000 within 180 days of opening your account. hold an HSBC Expat Bank Account and an HSBC InvestDirect International Account; be registered for online banking; An HSBC InvestDirect International account is the account you use to settle your trades and where your stocks and shares will be held electronically in our nominee company. The material on these pages is not intended for use by persons located in or resident in jurisdictions which restrict the distribution of this material by us. If you are outside of Jersey, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in. Dining, Phone Plan, Travel and more HSBC Private Investment Counsel HSBCnet HSBC Wealth Compass Top of main content. Get support from our offices in Jersey (Channel Islands) and Hong Kong. It is roughly half the size of a credit card and looks a bit like a calculator. HSBC Global Private Banking International services . 8 Offer refers to the Additional Bonus. An expat account can be an effective way to save, invest and manage money while you're abroad. The two biggest health concerns in Singapore are sunburn and dehydration. Global Private Banking Multi-currency savings accounts. The additional cash back are in addition to the cash back earned on the eligible purchases at the earn rate listed in the HSBC Cash Rewards Program Terms and Conditions. 60% say that saving for retirement is one of their top 3 goals. Bonus amounts may differ for transfers/investments into HSBC Wealth Compass Funds (maximum $585 per Qualifying Account). Whether you're checking your balances or setting up new transactions, banking on the go has never been easier. 1When you purchase a new property and are taking a new personal mortgage loan or move your existing Mortgage to HSBC with a three-year fixed or five-variable closed term or greater and you make mortgage payments from your HSBC chequing or savings account. Opening an offshore account, can be an effective way to save, invest and manage money while abroad. All rights reserved. For detailed help, see the Online Banking Registration guide. Easy access to your finances - wherever you are in the world. Let our HSBC Expat forex products and services help you trade currencies easily, no matter if you're making a simple transfer or in need of an FX specialist. Rents in the suburbs are considerably cheaper than in the city centre. See which countries and regions can apply for an HSBC Expat Bank Account, See which countries and regions can apply for an HSBC Expat Bank Account opens in overlay, Find out more about opening an offshore bank account, Follow HSBC Expat on Facebook This link will open in a new window, Follow HSBC Expat on Twitter This link will open in a new window, Follow HSBC Expat on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, Find answers to your queries or contact us for further help, View our international offices in Jersey and Hong Kong, Discover the benefits of international banking, Media, investor and corporate information. Read valuable insights into what it is like to live abroad right now. HSBC Private Investment Counsel Expat Explorer HSBC Partnership Special Offers. You'll receive the HSBC Exchange Rate before you complete a transaction. Expats around the world give their views on living abroad in our annual survey. Living in Saudi Arabia as an expat: HSBC's Expat Country Guide to Saudi Arabia can help you with everything you need to know about relocating abroad. For that reason, most expats prefer private healthcare as the costs are only slightly higher and the service is assumed to be better. The HSBC Exchange Rate includes the HSBC cost rate and a foreign currency conversion margin. 7 Terms and conditions apply. The HSBC Expat Mobile Banking app uses Secure Key services to offer enhanced protection for your accounts. Only around 500 houses remain in leafy enclaves such as Dempsey Road, Rochester Park, Portsdown Road and Adam Park. All rates are per annum as of November 4, 2022, and subject to change without notice. Expats recommend living in Europe for expanding cultural horizons (42%) and stability (45%). Global Private Banking Multi-currency savings accounts. 75% of expats are optimistic 'normality' will return. 6 Terms and Conditions apply. Overall, the MENAT region (Middle East, North Africa and Turkey) was the highest ranking region for quality of life, with71% of expats recommending it. visit HSBC Canada Facebook This link will open in a new window, visit HSBC Canada Instagram This link will open in a new window, visit HSBC Canada Twitter This link will open in a new window, visit HSBC Canada YouTube This link will open in a new window, Calculate your Creditor Insurance premium, Self-Directed Online Investing (HSBC InvestDirect), Registered Retirement Savings Plan (RRSP), HSBC Mortgage Cash Back Offer Terms and Conditions, HSBC World Elite Rewards Program Terms and Conditions, HSBC Cash Rewards Program Terms and Conditions. Offer ends December 30, 2022. HSBC Secure Key, as the name suggests, is like a front door key for your HSBC online banking. All amounts indicated are in Canadian dollars. But excluding the majority of the HSBCs Private Banking business in Asia Pacific. By "instant" we mean Global Money transfers are typically made within 6 seconds. Most cabs have a light on their roof red indicates theyre occupied; green means theyre available. This rebate applies for the first year only. RRIF accounts are not available through HSBC Wealth Compass. Not all products or services mentioned on this website will be available to residents of all countries/territories, due to HSBC Policy. If you have the HSBC Expat Mobile Banking app set up on another mobile device, please log in to the app on that device and go to Profile, then Settings and preferences, then Manage devices, then find the lost device in the list and select "Delete". It can be redeemed toward eligible airline baggage fee, airline seat upgrade or airport lounge pass purchases made on the Account. If you are a resident of Quebec, you can receive $125 cash back if you keep your account open and in good standing for 180 days from your account opening. Terms and conditions apply.4. Singapore is also very pedestrian friendly, with paved sidewalks on most streets. "For 14 years, HSBC has commissioned Expat Explorer:one of the longest running studies examining the lives of those who relocate abroad. 5aOffers refer collectively to the Welcome Bonus, Additional Bonus, Anniversary Bonus, and Annual Fee Rebate. When youve got your registration numbers, select Register now. Consistently ranked among the best in the world, both public and private hospitals provide efficient and professional services. The mortgage application must be started during the Offer Period and fully funded by HSBC within 120 days of the application start date and no later than April 30, 2023. View, download or print an electronic version of your statement. Rates in effect through February 28, 2023. Offer value is composed of multiple products. Learn how. Net Purchases means the total amount of your eligible purchases minus the total amount of returns you make (or similar credits applied to your account). Manage your money in different currencies throughoffshore accounts. Learn more This link will open in a new window, Today's rates View today's mortgage rates. Singapores cost of living is high, but salaries for experienced professionals are excellent and keep pace with the rising prices. The HSBC Expat Mobile Banking app lets you manage your local and global accounts anytime, anywhere. The wall of heat and humidity that greets new arrivals is hard to anticipate. If you receive such forms of communication, please do not comply. This rate refreshes every 90 seconds to align to market exchange rates. Follow the steps to set up your username and password, and select a security device. HSBC Group | HSBC Bank plc 2017-2022. Consider buying a rechargeable EZ-Link card for reduced fares if you plan to live in the city long term. Once youve linked your account electronically, your money will be deposited directly into your account. It was formed on 1 November 2005 when HSBC rebranded CCF S.A. (Crdit Commercial de France), together with its subsidiaries UBP, Banque de Picardie and Banque Hervet.HSBC had acquired CCF in 2000; the bank changed its name to HSBC S.A. and then to HSBC France. There are more than 300 bus routes across Singapore and most operate from 5.30am to midnight, while some only run at night. From simple transfers and tailored services to support from FX specialists, our products and services can help meet your currency needs. Top schools are rumoured to dismiss underperforming students and corporal punishment is legal. All Expat Explorer survey data and all tips (in quotation marks) are provided by HSBC. They allow you to make and receive payments, hold money and set up savings and investment accounts in multiple currencies. All rights reserved. If your Apple App Store account is registered to one of these countries, you will not be able to download the HSBC Mobile Banking app. Public hospitals mainly cater for locals and permanent residents who are entitled to subsidised care. HSBC Group | HSBC Bank plc 2017-2022. Plus, unlock an additional $958 in cash back and savings. You can find both furnished and unfurnished accommodation in Singapore, so consider whether its necessary to ship all your belongings from home. Download on the App Store This link will open in a new window, Get it on Google Play This link will open in a new window, Follow HSBC Expat on Facebook This link will open in a new window, Follow HSBC Expat on Twitter This link will open in a new window, Follow HSBC Expat on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, Find answers to your queries or contact us for further help, View our international offices in Jersey and Hong Kong, Discover the benefits of international banking, Media, investor and corporate information, set up new payees and access your statements, see details about our products and services, transfer funds between your HSBC Expat accounts or make international transfers to payees in over 150 countries and in a choice of over 21 currencies, use Global Transfers to transfer funds instantly (or same day) between your eligible HSBC accounts, benefit from exchange rate certainty with live exchange rates during market hours. Global Private Banking Multi-currency savings accounts. 65% of expats are feeling optimistic about the year ahead. This attitude can seem aggressive and opportunistic, but Singaporeans consider it necessary to succeed in a competitive society. Discover expat mortgage options with HSBC Expat, including home loan plans for renting and buying, locally and abroad. Grocery shopping and transport are two areas where expats may be able to save some money. HSBC Online Banking HSBC InvestDirect Expat Explorer HSBC Partnership Special Offers. Offers may be changed, withdrawn or extended at any time without notice and cannot be combined with any other HSBC credit card offers, except the offers stating that they can be combined with other HSBC credit card offers. Get up to $1,650 in value6 as part of the HSBC Newcomers Program. If you choose to opt out of cookies, this message will continue to appear. The rates below are annual interest rates for term investment products issued by HSBC Bank Canada You'll need your 10-digit Personal Banking Number, 6-digit Telephone Banking PIN and an HSBC Expat Secure Key to For more information and to opt out of cookies, visit the cookie section of our Privacy Code. You dont need medical insurance to use private health facilities, and general healthcare costs are surprisingly affordable. Accommodation and schooling are the biggest expenses for expats, as well as luxuries such as cigarettes, alcohol and Western foods. The following applicants are not eligible for any of the Offers: Applicants who have held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Jade World Elite Mastercard account in the 12 months before submitting the application, Applicants switching from an existing HSBC credit card. ALL RIGHTS RESERVED, This website is designed for use in Canada, With online banking, it's easier than ever to manage your accounts online, Transfer funds between your HSBC accounts, View the balances of your eligible worldwide HSBC accounts, Transfer up to $200,000 USD or equivalent currency amount per day, Move money between your globally linked accounts. Special valuation rules apply to housing and car benefits. Singapore has an excellent education system, known for its discipline and results. Your guide to expat life in a selection of countries and regions. There is no monthly fee as long as you meet our eligibility criteria. HSBC Bank plc, is registered in England and Wales number 14259. Non-CAD currency FX orders debited from eligible CAD accounts. If you choose to opt out of cookies, this message will continue to appear. Our support team are on hand 7 days a week, 365 days a year. Have a mobile phone or tablet? Enjoy a range of products and services with HSBC personal and online banking. Global Private Banking Multi-currency savings accounts. Terms apply. Taxis are comfortable and convenient. Receive a bonus of up to $2,08814 with an HSBC InvestDirect account, and get access to global markets and currencies. 15Terms and conditions apply. Cross-border disclosure. Latest News. This website is provided by HSBC Bank plc, Jersey branch. Mobile phones are easy to get, and coverage is reliable. $50 Deposit $1,000 within one month of account opening ; $100 if you open your account online ; Plus, Get an additional $50 when you send two International foreign exchange wire transfers within six months of account opening Only one new account per customer is eligible for the Offer. Living in Singapore as an expat: HSBC's Expat Country Guide to Singapore can help you with everything you need to know about relocating abroad. Based in Jersey, HSBC Expat provides expat bank accounts with many of the benefits listed above. Loans, mortgages, savings, investments and credit cards. To enjoy round-the-clock access to our online banking services, download the HSBC Expat mobile banking app on your smartphone or tablet. Kiasuism manifests in many ways, such as waiting in long queues for a prize or giveaway, or grabbing excess food from a buffet. Most locals and Asian expats choose public accommodation, managed by the Housing Development Board (HDB). Get up to $649 in total value5a,5bfor the first year! The HSBC World Elite Rewards Program Terms and Conditionsapply. It's easy to share your ideas, stay informed and join the conversation. Credit card offer expires February 28, 2023. Fraud Prevention: Its important to arm yourself with awareness and the right information to help protect yourself and others from digital fraud.. Register for Autodeposit to safely and securely receive INTERAC e-Transfer transactions. A fresh, jargon-free approach to managing money, to help you prepare for a healthier future. You can also buy English-language books, newspapers and magazines in all big bookshops. You can also use WiFi throughout the city-state. Used pursuant to license. The HSBC Global Money Account is an enhanced banking experience designed to help Expat customers to meet your international needs. Bangladesh. It's easy to share your ideas, stay informed and join the conversation. If debited from or credited to a non-CAD account, an initial transaction to convert from the account currency to or from CAD may be performed prior to fulfilment of order. Something expats may have to get used to in Singapore is kiasu culture. Cross-border disclosure. The points will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Please read the Terms and Conditionscarefully and visit your branch or call Telefund at 1-800-830-8888 for complete details. The views expressed are subject to change. Global Private Banking Multi-currency savings accounts. To set up your account details on the app, you need to register for digital banking. Manage your HSBC Expat accounts online - anytime, anywhere. Cross-border disclosure. Do more for your business with special introductory rates below Prime for the first 2 years15. HSBC Canada is a member of the Canada Deposit Insurance Corporation (CDIC), Copyright HSBC Bank Canada 2022. Get all the latest India news, ipo, bse, business news, commodity only on Moneycontrol. The additional points will be awarded approximately 180 days after account opening and credited in accordance with the HSBC World Elite Rewards Program Terms and Conditions. 5bThe $100 Travel Enhancement Credit will be automatically available when your card is first issued and will be renewed annually on the anniversary of your Account, provided your Account is in good standing. ; For Payee address, start typing and US Dollar accounts Fixed Term Deposit Children's savings "For 14 years, HSBC has commissioned Expat Explorer: one of the longest running studies examining the lives of those who relocate abroad. Your account must be in good standing at the time Anniversary Bonus points are awarded. Find out more about how to register for Mobile Banking. HSBC Expat is a division of HSBC Bank plc, Jersey Branch. HSBC Private Investment Counsel Expat Explorer HSBC Partnership Special Offers. Your Expat Bank Account will be held in Jersey, Channel Islands, a secure offshore jurisdiction. HSBC Group | HSBC Bank plc 2017-2022. Two thirds of expats report a better quality of life since relocating. With Secure Key, you can log in using a temporary code known only to you, making it much more difficult for fraudsters to access your accounts. View our personal accounts, Mortgages and Loan rates. Send money to and receive money from family and friends who bank at other financial institutions in Canada with INTERAC e-Transfer. US Dollar accounts Fixed Term Deposit Children's savings See which countries and regions can apply for an HSBC Expat Bank Account See which countries and regions can apply for The Goal Planning Bonus is available to HSBC Premier clients only and is redeemable exclusively in-branch through an HSBC Premier Relationship Manager. HSBC Mortgage Cash Back Offer Terms and Conditions. An individual employed in Malaysia is subject to tax on income arising from Malaysia, regardless of where the employment contract is signed or the This information is purely for orientation and to inspire further research, it does not constitute advice and no liability is accepted to recipients acting independently on its contents. Go to hsbc.ca and log on to your account with your username and a security code generated using your HSBC Security Device. US dollars are excluded from this offer. Manage your money in one place, no matter how many times you move to another country. Simply select 'Register' at the top of this page. The additional points are in addition to the points earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions. Used pursuant to license. It's easy to share your ideas, stay informed and join the conversation. English is the language of business, but Malay and Mandarin are also widely spoken. Available in the branch or via order to your local branch for pickup. 63% have seen their disposable income increase since moving abroad. For more information and to opt out of cookies, visit the cookie section of our Privacy Code. Global Private Banking Multi-currency savings accounts. The Travel Enhancement Credit must be redeemed within one year of the date it was made available or renewed. About half of the former networks of CCF - Union de Banques Paris, Banque Hervet, Banque ; For 'Type of payee', select Wire transfer payee. 3 Terms and conditions apply. And you can read our HSBC Expat Terms and Conditions. Tip: If Autodeposit is not set up, use a strong password using a mix of letters, numbers and special characters.. Make sure you share the Fraud Prevention: Its important to arm yourself with awareness and the right information to help protect yourself and others from digital fraud. ; In the Quick links, select Pay and transfer. ; Mobile and online banking - access your HSBC Most contracts include a free phone, but if you dont want to commit to a plan, go for a prepaid SIM card. Annual fee rebate: The first annual fee rebate for the primary cardholder is only available to residents of Canada other than the province of Quebec. Premium banking that supports your international lifestyle. The Anniversary Bonus will be awarded to your account the month following your first Anniversary Date and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. By continuing on this website you consent to the use of these cookies. Once youve registered, activate a security device so you can access every feature available in Online Banking. HSBC's online banking service is compatible with most internet browsers. The following applicants are not eligible for the Offer: Applicants who have held an HSBC Cash Rewards Mastercard account in the 12 months before submitting the application. Issued by HSBC Investment Funds (Canada) Inc.; Visit hsbc.ca/wealthcompass for important disclosure information. See how expats are feeling about the future, Find out why most expats enjoy a better quality of life abroad, Our website doesn't support your browser so please upgrade, Find answers to your queries or contact us for further help, View our international offices in Jersey and Hong Kong, Discover the benefits of international banking, Media, investor and corporate information. For the best experience, we recommend you to use the latest version of your browser. Public housing isnt associated with lower-income groups and even includes luxury options. US Dollar accounts Fixed Term Deposit Children's savings See which countries and regions can apply for an HSBC Expat Bank Account See which countries and regions can apply for Check your balance, make payments and much more online. That said, you may decide to take out some form of cover in case of a complicated illness or an emergency. Listening to what you have to say about services matters to us. Anyone with an active HSBC Expat account can register for online banking. Provide the form to your employer or service provider. Minimum $100 CAD equivalent order applies to in-branch conversions. These posted rates may change without notice, and any changes will be updated here. Join HSBC Expat today and open an international bank account with us that allows you to manage your money from anywhere in the world. visit HSBC Canada Facebook This link will open in a new window, visit HSBC Canada Instagram This link will open in a new window, visit HSBC Canada Twitter This link will open in a new window, visit HSBC Canada YouTube This link will open in a new window, Calculate your Creditor Insurance premium, Self-Directed Online Investing (HSBC InvestDirect), Registered Retirement Savings Plan (RRSP). We work with you to protect your account information. Get Online Banking and manage your money from anywhere, anytime. Have an account with HSBC Bank Canada? This website is provided by HSBC Bank plc, Jersey branch. HSBC Expat products and services are available only in jurisdictions where and when they may be lawfully offered by us. Read our 10-step guide to moving abroad to make sure you've got everything covered. The Media Development Authority (MDA) regulates and approves all national media, and foreign content is also regulated. If you are outside of Jersey, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in. Only 9% of expats have had help from a financial adviser. HSBC started operations in 1996. An offshore, or overseas, bank account is one that you have in a country you don't live in. The Banco de Espaa is Spains national bank which also serves as the regulator for the banking sector. You can find out more about this and details of other fees and charges in our Tariff of Charges (PDF). Global Private Banking Multi-currency savings accounts. Most orders not fulfilled on demand will typically be available via delivery to the branch in 1-3 business days but may require up to 5 days. At each anniversary of your Account, any portion of the Travel Enhancement Credit for which you did not submit a redemption request will expire and will not be carried over to the following year. All Expat Explorer survey data and all tips (in quotation marks) are provided by HSBC. Offshore accounts, also known as offshore bank accounts or offshore savings accounts, can make it simpler to manage your financial commitments across multiple countries and regions. Find out what a limit order is and how it could be useful. This comes at a price though, as its one of the most expensive cities in the world. ; Select Add new payee (on the left). Credit cards, mortgages, savings, investments and loans. Offers may be changed, withdrawn or extended at any time without notice and cannot be combined with any other HSBC credit card offers, except offers stating that they can be combined with other HSBC credit card offers. Get up to $150 * when you open a Student chequing account, register for online banking within 30 days, and complete the following. The Welcome Bonus will be credited in accordance with the HSBC World Elite Rewards Program Terms and Conditions. Singapore has a number of excellent international schools that follow the American, British or Australian curriculum, or offer the International Baccalaureate. The three largest ethnic groups are Chinese, Malay and Indian; this diversity makes for a colourful collection of traditions, holidays and customs. Global Money Transfers are available only through the HSBC Expat Mobile App and are generally faster than payments made by telephone/online banking. It uses advanced technology to give you a unique passcode every time you log on. This website is provided by HSBC Bank plc, Jersey branch. Both residents and non-residents who remain in Switzerland for employment Hold up to 19 currencies in your wallet with no minimum balance, Spend like a local using our multi-currency debit card, Instant global transfers between HSBC accounts, Enjoy our best FX rates, aligned with the market and refreshed regularly. Employment income - Gross income from employment includes wages, salary, remuneration, leave pay, fees, commissions, bonuses, gratuities, perquisites or allowances (in money or otherwise) arising from employment. 2 Subject to the availability of supported currencies and eligible participating countries / territories. HSBC Group | HSBC Bank plc 2017-2022. Eligibility: Offer only applies to approved HSBC Cash Rewards Mastercard accounts for applications received between November 1, 2022 and February 28, 2023. The standard earn rates of 1.5% cash back on eligible online purchases, 1% cash back on eligible gas, grocery and drugstore purchases, and 0.5% cash back on other eligible purchases apply in addition to the 12.5% cash back earned under this offer. Official support is provided for the latest 3 browsers versions of most internet browsers (e.g. Offer expires December 17, 2022. The Mass Rapid Transit (MRT) has a number of lines and is constantly expanding. Apply today. Manage your account . Trade-mark of Interac Inc. Used under license. Kiasuism is also used to describe ambitious and successful people. Have an account with HSBC Bank Canada? Listening to what you have to say about services matters to us. Find out more about the HSBC Expat Bank Account Please remember that the value of investments, and any income received from them, can fall as well as rise, is not guaranteed and you may not get back the amount you invested. 1Relationship Manager available to HSBC Expat Premier customers only. ALL RIGHTS RESERVED, This website is designed for use in Canada, from Linda Seymour, President and CEO of HSBC Bank Canada. Pay bills to anyone in Canada - online, anytime. It's convenient and free. This website is provided by HSBC Bank plc, Jersey branch. That said, you can tune into English radio and TV stations in Singapore. HSBC +Rewards is a trademark of HSBC Group Management Services Limited. US Dollar accounts Fixed Term Deposit Children's savings New to HSBC Expat? Enjoy prioritised service, preferential pricing on selected products and access to selected HSBC Global Private Banking wealth insights and events. Account opening is subject to eligibility requirements, credit review and approval, and meeting one of the following income/asset requirements: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes), or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada). The internet in Singapore is very fast, although fibre optic broadband isnt available everywhere. Our global businesses serve around 40 million customers worldwide through a network that covers 64 countries and territories. Our website doesn't support your browser so please upgrade. Account opening is subject to our standard credit review and approval. With an average temperature of 27C (81F), light cotton shirts, shorts and summer dresses are sensible choices. Applying for an account online just got easier. Offer ends December 17, 2022. If you have not set up the HSBC Expat Mobile Banking app on another mobile device, please contact us to report the lost device so we can de-link your device from your profile. The HSBC Cash Rewards Program Terms and Conditions apply. Exchange rates are constantly moving, based on supply and demand. Now with the Global Money Debit Card, a multi-currency physical and digital debit card. This is Hokkien for fear of losing and is used to describe anxious, selfish behaviour caused by a fear of missing out. Its quick, convenient and secure. Dining, Phone Plan, Travel and more Paying bills and adding a new payee is easier than ever on the HSBC Mobile banking app. Apply for an Expat Bank Account. Most expats have a bank account in their home country and another account in the country they're living in. Kick-start your investment journey with up to $1,12513in bonuses. All other content is provided by expatarrivals.com, Globe Media Ltd and was last updated in September 2021. Have a mobile phone or tablet? 2 All rates subject to change without notice. Most complexes are in self-contained neighbourhoods with easy access to public transport, shopping centres and other amenities. No credit will be issued for any supplementary card fees on your account. Singapore is well connected. Because most landlords understand the transient nature of expat life in Singapore, they prefer the guaranteed rental income of a corporate lease. Multi-currency banking for international lifestyles, For people living abroad, or with international banking needs. /TM Mastercard is a registered trademark, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Enjoy a range of financial products and services with HSBC personal and online banking. Some buildings also have amenities such as a pool, gym, BBQ pit, tennis court and 24-hour security. HSBC Global Private Banking HSBC Premier HSBC Advance Egyptian expat services Relationship Manager 1 to help you manage your money. At 71%, Asia ranked as the highest region for optimism about the year ahead. Taxes are also low and expat packages can include benefits such astransport, school fees and accommodation allowances. If you have clicked on any suspicious links, please let us know by logging onto HSBC Online Banking or the HSBC Singapore app Trains are clean and air-conditioned, and usually run from around 5.30am to midnight. This website uses cookies to establish a secured connection and to present you with targeted advertising. It consists of 141 current private banks (including around 80 foreign-owned banks), plus many regional cooperative and savings banks. Terms and conditions apply for the special offers: Non-redeemable, non-registered GICs and Registered term deposits. A discount will be applied to the foreign exchange (FX) rates for eligible physical banknote conversions. Cheaper than international schools, public schools are a good option if you plan to live in Singapore long term. Limited time offers from November 1, 2022 to December 30, 2022.3. A one-time rebate will apply in the amount of the annual fee charged to your HSBC World Elite Mastercard account for the Primary Cardholder in the first year. Receive text messages to notify you of your account activities. Apartments and condos all have basic facilities. c) Take note of the registration numbers we give you. If you're an HSBC Expat customer, who is looking to buy or refinance a buy-to-let property, our capital repayment or interest only mortgages could be the answer. The Banco de Espaa is Spains national bank which also serves as the regulator for the banking sector. Public transport in Singapore is reliable and extensive. There are also a few bike lanes, but cyclists usually ride in the road unless signs indicate otherwise. Instead, report it to us at phishing@hsbc.com. All rights reserved. Singapores well-developed infrastructure and modern amenities offer expats an exceptional lifestyle. Existing HSBC Expat customers can sign up for our regular updates on what's happening in the currency market. An international current account in GBP, USD or EUR, with a Visa debit card in GBP or USD. Speak to us today to discuss your needs. Consider registering for mobile banking instead and get instant access to your accounts using both our Mobile Banking app and hsbc.ca. Conditions Apply. Expats with work passes dont qualify for these subsidies and are charged similar rates to those theyd pay at private hospitals. This information does not constitute advice and no liability is accepted to recipients acting independently on its contents. TMHSBC +Rewards is a trademark of HSBC Group Management Services Limited. Dining, Phone Plan, Travel and more HSBC Private Investment Counsel HSBCnet HSBC Wealth Compass Top of main content. You can then conveniently pay bills and manage your money using the HSBC Canada Mobile app or Online Banking. The views expressed are subject to change. For full details about the offer, refer to the terms and conditions. Also known as an offshore account, international account or non-resident account, your expat account helps your money grow in a convenient, secure, central location. If you are a resident of Quebec, you can receive the additional 70,000 points if you keep your account open and in good standing for 180 days from your account opening. Our website doesn't support your browser so please upgrade. Offer available to existing HSBC Bank Canada customers only. The 2021 survey is our broadest look at expat living to date, with expats from a record-breaking 46 countries and regions sharing their views. This is the first account our customers open with us. 1 Global Money transfers can only be made between eligible HSBC accounts locally or globally in participating countries / territories and are subject to the availability of supported currencies. Used pursuant to license. Used pursuant to license. Bank online anytime of the day or night, and from the comfort of your home or office. Use Global View and Global Transfers to link and move money between your global HSBC accounts. Our website doesn't support your browser so please upgrade. Fees are high, so try to negotiate an education allowance as part of your employment contract. The maximum Bonus Amount available to you for participating in the Bonus Offer is $1,125 per Qualifying Account. Used pursuant to license. You can hold it in addition to accounts in your home country and the country you're living in. Net Purchases means the total amount of your eligible purchases minus the total amount of returns you make (or similar credits applied to your account). Gain access to our qualified HSBC Premier Relationship Directors and carefully tailored wealth management solutions, including legacy planning* and tax advisory*. Find out more about security devices and how to activate one. Home . Expats often choose private hospitals for primary care and public hospitals for emergency services. Your account must be open and in good standing on the day the additional cash back is credited. Only one new account per customer is eligible for these Offers. Your account must be open and in good standing on the day the additional points are credited. History. Your HSBC World Elite Mastercard account must be open and in good standing at the time the rebate is applied. Your eligibility for this Bonus Offer, including the payment of the Bonus Amount, is subject to the 2022 Autumn Investment Bonus Offer Terms and Conditions. Despite the relatively high cost of living, many expats say they have more disposable income than they did back home. Some credit applications may not qualify for these low interest offers but may still qualify for a credit offer. Learn more HSBC Private Investment Counsel Expat Explorer HSBC Partnership Special Offers. Our website doesn't support your browser so please upgrade. Once you've opened a HSBC Expat bank account you can also open additional savings accounts in pound sterling and up to 18 other currencies, or apply for a sterling credit card. The additional cash back will be awarded approximately 180 days after account opening and credited in accordance with the HSBC Cash Rewards Program Terms and Conditions. Employment income - Income from employment includes wage and salary income, directors fees, pensions, fringe benefits and most allowances. Spend and manage your money in 19 currencies, International money transfers and foreign exchange, A secure, offshore location for your finances, Digital services for your banking, FX and investments, Wealth management, investing and mortgages for expats, Travel between countries for work or business, Have income or assets in different currencies, Want to bank in a secure, offshore jurisdiction. Register for Autodeposit to safely and securely receive INTERAC e-Transfer transactions. To benefit from our international mortgage products, you'll need to open an HSBC Expat Bank Account. Helping our customers understand, navigate and succeed in an increasingly globalised world is at the heart of everything we do, as we strive to support those living abroad.". We even provide buy-to-let mortgages on UK property purchases. See what people responding to our Expat Explorer Survey think about living inSingapore. Always remember to ensureyou're aware of and comply with any laws in your host country or country of origin that apply to gift giving and bribery. Cross-border disclosure. Winner: Best Banking, Tax or Financial Services Provider 2021,FEM Expat Management & Mobility Awards. Winner: Best Banking, Tax or Financial Services Provider 2021, Follow HSBC Expat on Facebook This link will open in a new window, Follow HSBC Expat on Twitter This link will open in a new window, Follow HSBC Expat on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, check whether you are eligible to open an account with our interactive tool, Find answers to your queries or contact us for further help, View our international offices in Jersey and Hong Kong, Discover the benefits of international banking, Media, investor and corporate information. a) Call 1-888-310-4722 or the number on the back of your bank card. Find out more about how to register for Mobile Banking. Read how expats are staying for longer and embracing their communities. The Digital Banker award recognises and celebrates the world's preeminent Financial Services Organisations that are pioneering unrivalled standards and capabilities in their respective fields. Our website doesn't support your browser so please upgrade. Anniversary Bonus: To receive the Anniversary Bonus of 20,000 points, you must keep your account open, active and in good standing for twelve consecutive months from the account opening date (the Anniversary Date). Dining, Phone Plan, Travel and more Important links No monthly banking fees for 12 months on HSBC chequing accounts and an HSBC credit card with no credit history in Canada 4. For a limited time, get up to $5,000 cash back on eligible mortgages.1 Apply by February 24, 2023. Flip-flops and shorts are the unofficial uniform of Singaporeans. With the app, you can access and manage your HSBC accounts quickly and securely from your mobile device. You may be charged an underfunding fee if you don't continue to meet the eligibility criteria for your account. Global Private Banking Multi-currency savings accounts. However, if properly documented, certain reimbursements for necessary business-related expenses are not subject to tax. This website is provided by HSBC Bank plc, Jersey branch. 9 out of 10 expats in Switzerland, Australia, New Zealand, Cyprus and Spain recommend moving there for the quality of life. Jersey is one of the world's leading and best-regulated international finance centres as recognised by the OECD. Limit of one Welcome Bonus per new HSBC World Elite Mastercard account. Trade currencies, set up limit orders and find out about our personalised FX plan. All rights reserved. A security device adds an extra layer of protection to your account and reduces the risk of your bank details being used fraudulently. Many also consider opening an offshore account, as this can be an effective way to save, invest and manage money while abroad. Eligibility: Offers only apply to approved HSBC World Elite Mastercard accounts for applications received between November 1, 2022 and February 28, 2023. Download on the App Store Download on the App Store This link will open in a new window Get it on Google Play Get it on Google Play This link will open in a new window Even the busiest roads are easy to cross using overhead bridges and underpasses. Must apply by February 28, 2023. The housing market in Singapore is divided into public and private sectors. If you are outside of Jersey, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in. Nearly all expats in Australia, Switzerland and Jersey (CI) would recommend the location as a stable place to live. To find out more information about all term investment products, please contact any of our branches, contact us at 1-888-310-HSBC (4722) or visit our investing products page.. Read the Expatica guide to banking in Spain for a more detailed account of Spanish banking. Listening to what you have to say about services matters to us. You can check whether you are eligible to open an account with our interactive tool. The HSBC Expat Mobile Banking app is available for iPhone, iPad and Android digital devices running up to date software. All applications, rates and credit amounts are subject to approved credit. Global Private Banking Multi-currency savings accounts. ; Enter the payee's name. When you're linked to HSBC Expat you can currently: HSBC Expat customers can download and access the HSBC Expat Mobile Banking app from the Apple App Store in most countries and from Google Play. Bus routes go further into residential areas than the MRT lines, and people use them to connect to the nearest train station. 3 We draw on a combination of factors to provide Global Money Account users with competitive conversion rates, quoted to you at the time of making the transfer. That said, the nuances of the local curriculum and teaching styles may be problematic. Only one Anniversary Bonus of 20,000 points per account and no additional points will be awarded for any subsequent Anniversary Dates. /TM World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated. If you are outside of Jersey, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in. Listening to what you have to say about services matters to us. All rights reserved. It's easy to share your ideas, stay informed and join the conversation. ; Select the Country, the Currency, and then continue. Expats find their finances complex to manage, 52% of these say this is due to their tax situation. It's easy to share your ideas, stay informed and join the conversation. Welcome Bonus: The Welcome Bonus of 20,000 points will be awarded when you make the first purchase on your HSBC World Elite Mastercard account following account opening. The only real downside is the government's control of local media, but you can keep up to date with world news online and foreign newspapers and magazines are sold across the city. Download transcript (PDF) This link will open in a new window. International banking Link global accounts & transfer money HSBC Global Money Account How we can help. Additional Bonus: If youre not a resident of Quebec, you can receive the additional 40,000 points if you make eligible Net Purchases of $6,000 or more within 180 days of opening your account. You'll still remain the beneficial owner of the shares. This edition of Expat Explorer reveals growing global confidence, with nearly two thirds of expats optimistic about the next 12 months. Subscribe now Subscribe now to foreign exchange updates, Follow HSBC Expat on Facebook This link will open in a new window, Follow HSBC Expat on Twitter This link will open in a new window, Follow HSBC Expat on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, Find answers to your queries or contact us for further help, View our international offices in Jersey and Hong Kong, Discover the benefits of international banking, Media, investor and corporate information. Dining, Phone Plan, Travel and more HSBC Premier customers can take advantage of our mortgages in addition to the benefits of HSBC Premier 1, a leading banking solution that gives you access to unlimited day-to-day banking 2 and exclusive worldwide benefits. It consists of 141 current private banks (including around 80 foreign-owned banks), plus many regional cooperative and savings banks. Trade-mark of Interac Inc. Used under license. Singapores multiculturalism makes it easy for expats to adjust. Once registered, you'll need your username and Digital Secure Key to log into mobile banking. 4Terms and conditions apply. For the most secure customer experience, always log on with your HSBC Security Device when banking online with HSBC. Registered office 8 Canada Square, London, E14 5HQ. Cross-border disclosure. This website uses cookies to establish a secured connection and to present you with targeted advertising. Read the Expatica guide to banking in Spain for a more detailed account of Spanish banking. Log on and get a pre-filled form, or get a blank form to fill in yourself. SingTel, StarHub and M1 are the main providers of mobile and internet services in the country. Global Private Banking Multi-currency savings accounts. Education allowances provided by employers to their employees children are taxable for income tax and social security purposes, unless they're exempt under the foreign key Eligible currencies vary depending on availability and are subject to change. 3You can open a Global Money Account once you've opened an Expat Bank Account. All rates are subject to change without notice. The additional cash back will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. If you are outside of Jersey, we may not be authorised to offer or provide you with the products and services available through this website in the country or region you are located or resident in. Easy access to your finances - wherever you are in the world. Mastercard and Cirrus are registered trademarks of Mastercard International Incorporated. 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Services Relationship Manager 1 to help you manage your HSBC world Elite Mastercard account magazines in all big bookshops on. Hsbc accounts pedestrian friendly, with a Visa debit card in GBP, USD or EUR with... Professionals are excellent and keep pace with the Global money account how we can help up transactions... Living abroad in our Tariff of charges ( PDF ) banking business in Asia Pacific can read our 10-step to! Best-Regulated international finance centres as recognised by the housing market in Singapore, they prefer the rental! Steps to set up your username and digital debit card, a secure jurisdiction! Redeemed toward eligible airline baggage fee, airline seat upgrade or airport lounge pass purchases made on the.... Though, as well as luxuries such as a credit against the annual fee within two statement periods of day! 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Amount available to HSBC Expat customers hsbc expat private banking meet your currency needs Singapore and most allowances expanding. Network that covers 64 countries and regions Key services to offer enhanced protection for your HSBC device... Account in their home country and another account in their home country and another account in their host for! And CEO of HSBC Bank Canada 2022 so consider whether its necessary to ship all your belongings from.!